Health Insurance Coverage
Most visitors to Australia are not eligible for Medicare (Australia’s universal health insurance scheme, ensuring that all Australians and some overseas visitors have access to a broad range of health and hospital services at low or no cost).
If you are traveling to Australia and lack Medicare eligibility, you are responsible for all costs associated with hospital, medical, and para-medical care, whether provided in public or private hospitals. It is strongly recommended that you arrange your own private health insurance to ensure that you are fully covered for any unexpected medical or hospital care needs while in Australia.
Certain Australian visas require proof of adequate health insurance arrangements before a visa decision can be determined. You may be asked to provide a copy of a current private health insurance policy from an Australian registered private health insurer for yourself and any additional applicants included in your visa application.
We are here to help! Our team of experts is ready to assist you in finding the perfect policy that meets your needs and visa requirements.
Contact us for assistance.
What type of health insurance should you purchase?
HEALTH INSURANCE TYPE
VISA TYPE
Overseas Student Health Cover (OSHC) helps international students to cover the costs of medical and hospital care while in Australia. It also includes ambulance services and limited pharmaceutical coverage.
Subclass 500 Student Visa
Subclass 590 Student Guardian Visa
You must have an OSHC for the full duration of your stay in Australia.
Overseas Visitor Health Cover (OVHC) is a type of health insurance designed for international applicants intending to travel to or work in Australia who do not have access to the public Medicare system.
Visitor Visas:
Subclass 600 Visitor Visa (Tourist Stream) Subclass 600 Visitor Visa (Business Visitor Stream)
Subclass 601 Electronic Travel Authority Visa
Subclass 300 Prospective Marriage Visa
Each OVHC policy varies in cost, eligibility, and benefits. However, most policies should cover medically-required hospital admissions and a portion of doctor's fees
Working Visas:
Subclass 485 Temporary Graduate Visa
Subclass 482 Temporary Skill Shortage Visa
Subclass 489 Skilled Regional (Provisional) Visa
Subclass 408 Temporary Activity Visa
Subclass 400 Temporary Work (Short Stay Specialist) Visa
Other Working Visas
Working Holiday Visas:
Subclass 462 Work and Holiday Visa
Subclasses 417 Working Holiday Visa
Bridging Visas